Founded in 1996 by Brian Holland, Atlantic Bay Mortgage Group is lending peace of mind to the mortgage process. Brian started Atlantic Bay with a team of only five employees in a small Virginia Beach office. The company has since grown to over 700 employees and over 80 office locations in 8 states.
Atlantic Bay is able to service many of the loans we fund, this means your payments are made directly to Atlantic Bay. This gives us the ability to continue working directly with you throughout the life of your loan.
To date, weve been fortunate enough to take part in helping over 100,000 home buyers.
While the national average time for closing mortgage loans is 51 days, Atlantic Bays closing average is only 27 days. We believe the joy and excitement of homeownership starts the moment you submit your loan application, so were intentional about making the closing process smooth and easy.
By having the agency approvals of Ginnie Mae, Freddie Mac, and Fannie Mae, Atlantic Bay is able to provide more flexibility with our programs and products. We offer purchase and refinancing for primary homes, second homes, and investment properties. We lend to single-family residencies, condos, manufactured homes, 2-4 unit properties, town homes and modular homes. Whether youre looking to buy, build, remodel, or refinance, we offer a variety of loan options to suit your individual needs.
One of the things Atlantic Bay is passionate about is giving back to the communities in which we serve. Through our Atlantic Bay Cares (AB Cares) initiative, we have donated over $2 million and helped 115 organizations and charities. AB Cares is driven by the passion of our employees, and the program was designed to reflect the energy and enthusiasm that each of our team members possess. Those helped by the program include the National MS Society, SPCA, Hope Haven, Stop Hunger NOW, Ronald McDonald House, Roc Solid Foundation, Alzheimers Association, Salvation Army, American Cancer Society, Senior Services, and many more.
We understand that this process is not about getting a mortgage; its about having a home to build your life in. Wed love to help you get there, while giving you a fulfilling and enjoyable experience from start to finish.